Just a quick FYI here.  Rates have had the largest one day drop, that I have seen in recent history.  30 year fixed rates for Conventional, FHA, VA, USDA loans, are all in the 3.5% to 3.875% range.  Amazing.  What a great day to get contracts finalized and client’s locked in.  There’s no greater motivator for a client than the prospect of savings thousands of dollars a year in mortgage interest.  I’m available all day today if you have any clients that want to get pre-qualified before rates have a chance to go back up.  And remember, if rates continue to drop, my products contain a free float down so they’ll be able to float down to a lower rate.   Contact Shane Cook, Prime Lending Today  Call me anytime 252-207-2665